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When you own a rental second home, homeowners insurance doesn’t go away. Additionally, insurance premiums tend to increase over the years. Whether you are shopping for homeowners insurance for your rental home or looking to decrease your premiums for the rental home you already own, here are a few tips to help you make your […]

Having a Homeowners insurance policy is crucial when you own a vacation rental home, but what if you don’t live in the home? Rental homes that are left vacant for 30-60 days or more may be considered “vacant” by the standards of your policy and may leave you with coverage gaps. Here are a few

We recently celebrated the first day of autumn! Whether it’s still 90 degrees where you are, or the leaves are already crunching underfoot, it’s important to remember that winter will be here sooner than we expect it to be. And while some of us look forward to the cold and others dread it, we all

Slips, trips, and falls are the number 3 cause of accidental death in the United States, rightbehind motor vehicle accidents. No matter where people are in the world, indoors or outdoors,or at your rental home, they can experience a slip or fall. Slips and falls can naturally happen indoors when going upstairs or walking on

They’re beautiful to look at and often fit right in with the natural landscape that surrounds them. But did you know that log cabins have some very specific risks when it comes to insurance? You should understand these risks before purchasing a log cabin as a vacation rental home. You’ll still find many of the

We know you do everything you can to keep your vacation rental home safe, especially if renters have small children or adventurous pets. You’ve tied up the drawstrings on your blinds, placed non-slip grips on the shower floor, secured your cleaning liquids in an upper cabinet, and changed the batteries in the smoke detector, so

“It’s a seller’s market” is a term you’ve probably heard lately. Across East Tennessee, the average home value has gone up by about $73,000, with sale prices in early 2021 increasing by over 5% compared to last year according to the Federal Finance Housing Agency (FFHA). This holds for both primary residences and vacation rental

Buying a vacation rental home isn’t as exciting of a process as it may look on TV. It involves a lot of paperwork and finances to bring you to that happy closing day. But if you haven’t purchased vacation rental home insurance yet, you’d better start shopping around. Here’s what you need to know about

Every homeowner knows that smoke detectors are crucial, but do we really utilize them to the fullest degree? And do we pay enough attention to the ones in vacation rental homes? The National Fire Protection Association estimates that 890 lives could be saved each year if all homes had working smoke alarms. This number is

There are a number of ways that your residence or vacation rental home can flood, whether it’s due to heavy rains, sewer backup, or a pipe burst. While a house flood can be devastating, here are some tips on how to respond if it were to happen to you or your tenants. PUT SAFETY FIRST