About Us

Ownby office exterior

Our History

Ownby Insurance Service, Inc. was founded in 1952 by Clyde Ownby. Clyde had a passion for helping others and the reputation of always being honest and fair with everyone he came in contact with.

Ownby Insurance is built on these values and our customers are our first priority. Ownby Insurance is a family operation and is owned by Clyde’s son, Mike Ownby, and also by Clyde’s grandson, Kevin Ownby. CabinQuote is a specialty department dedicated to insuring vacation homes.

Honest and fair service is what you will receive from us whether you are a new customer or you’ve been a customer for decades. If you are looking for vacation home insurance with a personal touch, you will find that level of service from Ownby Insurance Service.

Hello, nice to meet you. I am Brandon Patterson and I head up the vacation and short-term rental department here at Ownby Insurance.  I got my start in insurance here at Ownby Insurance Service back in 2008 and I have been working with vacation rentals ever since. I have seen and worked with almost every type of rental property over the years from the basic small cabin up to some very large and ultra-unique properties.  We have experienced many challenges over the years with the most trying times being the wildfires of 2016 and 2022. I am proud of the way our staff and carrier partners took excellent care of our clients in their time of need and did everything possible to get the cabins back in operation as quickly as possible and see that immediate needs were met.

I have built and custom-tailored our vacation rental program from the ground up into Sevier County’s leading vacation rental insurance agency. I can also provide short-term rental coverage in several other states as well where we hold licenses. I have access to multiple insurance companies offering excellent coverage for your rental and I am always searching for more and better options so that we can better assist our clients. Being plugged into the local real estate market through our insurance carrier partners, real estate agents and lenders allows me to better anticipate changes in the insurance marketplace and position our agency with the best possible set of options. We are a family-owned independent agency and service is not only in our name but backed up by our actions. Thank you for considering our agency to insure your investment property. 

No matter where you are, we can cover it.

Your short-term and vacation home rentals may be located near Sevierville or far away. We can insure your second home regardless.